Showing posts with label lifestyle. Show all posts
Showing posts with label lifestyle. Show all posts

Monday, November 19, 2012

Live Small: $362 Christmas toaster? “Automatic turnoff”


The way to this man’s heart is through ‘socks and underwear’. So, kids, put them on your Christmas shopping list - for Pa.

Of course, many will feel bombarded by tonnes of advertising concerning countless types of gifts. One must be strong and bear in mind that 98% of the stuff is unnecessary.

Kitchen Luxuries: Photos - QMI Agency

FYI. My first car, a ’64 Volkswagen, set me back $400. The high end toaster, plus tax = more than that. What a turnoff.

"Reduce spending. Pay down debt.
Save money for tough times"

Photos by GH

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Are you going to cut back on Christmas shopping?

Please click here for more Live Small

Friday, August 31, 2012

$$ FAX 11: “Downsize the Dream”

Retirees are planning to work longer because the Canadian Dream is becoming unaffordable.


Questions: 1. What did boomers spend all their money on if they can’t retire after 40 years?


2. If boomers don’t give up their jobs, how will the next generation live once their expectations are dashed?

Answers: 1. Larger-than-life lifestyle.

2. Small lifestyle, perhaps in parents’ basement. 

[Photos of Aug. 21, London Free Press by G.Harrison]

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Please click here to read $$ FAX 10

Saturday, July 28, 2012

$$ FAX 2

Canadians, you know your economy is in trouble when?


When the Governor of the Bank of Canada looks so stressed.

When he wants us to drive our own economy on the back of oilsands oil, some of the dirtiest oil in the known universe.

When he already knows our households, on average, are in greater debt than ever before in history.

My recommendations: Live small, reduce spending, pay down debt. And consider adopting - for the first time in decades - an affordable, sustainable economy and lifestyle. 

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Please click here for $$ FAX 1

Friday, July 27, 2012

$$ FAX 1



Recommendation - live small in Spain and elsewhere

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Please click here for This Old Economist

Tuesday, March 6, 2012

Oil Prices: The decades of cheap prices are over


"Don't put all your eggs into one basket!"

In the early 1940s, with the world at war, oil prices likely fluctuated, but I can find no record of price per barrel (ppb). The earliest posted crude prices at Illinois Basin are from March 31, 1946 and ppb was $1.37.

$1.37. You and I can’t get a decent cup of coffee today for that price. But 65 years ago one could buy a barrel of oil and have enough change left over from a two-spot to get a haircut, grab a burger, watch a movie, and take a bus ride home.

According to Illinois Basin, it wasn’t until Dec. 1973 that average monthly oil ppb past the $5 mark. However, to some manufacturers, dependent upon cheap oil prices to turn a decent profit, the overall average in the decade of the ‘70s - in the $6.50 - $6.99 range - must have seemed ungodly.

Things got a lot worse in the 1980s.

“Events in Iran and Iraq led to another round of crude oil price increases in 1979 and 1980.  The Iranian revolution resulted in the loss of 2 to 2.5 million barrels of oil (mbpd) per day between November of 1978 and June of 1979.  In 1980 Iraq's crude oil production fell 2.7 mbpd and Iran's production by 600,000 barrels per day during the Iran/Iraq War.  The combination of these two events resulted in crude oil prices more than doubling from $14 in 1978 to $35 per barrel in 1981.” (HISTORY OF ILLINOIS BASIN POSTED CRUDE OIL PRICES)

Thank goodness oil prices settled down later in the 1980s, thereby bringing the 1980s average ppb down around $21 - $22.

Though various factors have affected the price of oil from the 1980s to today, the trend has, for the most part, been upward.

E.g., 1990s - $15.70 ave. ppb. (a relatively cheap decade)

2000s - $46.00 ave. ppb. (2008 saw unusually high prices, with 5 months posting averages above $100 pb)

The current decade is on course to beat all records of the past. The 2010 average ppb was $71.21, up 35% from 2000s average. And the 2011 average ppb (for the first 9 months) was $87.48, up 47% from 2000s average.

Today you can buy a barrel of oil for $106.10, and though our wages have increased substantially since the $1.37 ppb in the 1940s, only the rich can afford the increases to the cost of living we are seeing today and will see in the future as oil prices continue to rise.

Though all nations should have been promoting conservation of resources and preparing plans to transition away from an oil-based lifestyle in the 1970s, most promoted larger lifestyles instead. Even today, Canada’s Prime Minister chief goal is to keep the oil-based fires burning under our economy by selling as much tarsands oil as possible to Asia and other countries.

With the decades of cheap oil prices over, and with prices now doubling and tripling before our eyes, conservation efforts related to fuel must double and triple as well. Public education related to the need for smaller houses and cars, reduced spending, paying down debt and saving for tougher times ahead must come ahead of selling more oil at all costs.

To those who think, at $106 per barrel, Canada will make a fortune, I say, some will make a fortune, but most will not.

Most will wonder what tomorrow will bring other than higher oil prices and a lower standard of living.

[Cartoon by G. Harrison]

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Please click here for more about oil prices.

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Tuesday, February 14, 2012

2,012 Challenges in Modern Times PT 2

[“It may just be a coincidence, but I have created a list of 2,012 challenges we face in modern times, and here it is, the year 2012.” G.Harrison, Feb. 13, 2.012 Challenges]

Recently, a writer cleared his throat, did some hasty editorializing (aka Challenge in modern times #412) and informed readers that “Canadians have to come to terms with the idea of a higher retirement age.” (Monte Sonneberg, ‘Pension reform requires sacrifice from everyone’, Feb. 7, London Free Press)

Really? That’s the only direction we can go as a nation? Make people work longer before receiving some benefits?


["2,012 Challenges in Modern Times - a brilliant book!"]

Though Monte doesn’t impress me much with his opening gambit, he tries really hard to convince people he’s right by sharing a compilation of related facts and details, in his opinion. His facts can be called ‘greasing the rails under hasty editorializing’, or ‘Challenge in modern times #413.’

He writes the following:

Greasy Factoid 1: “Age 65 has historically been used to determine eligibility for Old Age Security. This milestone was set at a time when seniors considered themselves fortunate to live till their 70s.”

Gord says... Now that we live longer, some people do want to work longer, for various reasons, as mentioned in PT 1. But our longer life span is not a compelling reason to deny benefits longer. There are 4,367, 892 better things to do than slug it out at work for an extra two years, and that’s just in Canada.

Greasy Factoid 2: “Today, thanks to improvements in health care, seniors routinely lead active lives into their 80s.”

Gord says... Yes, health care is improved and most workers have helped pay for the improvements. Some may, as a result, wish to be active at work until they’re carried out in a pine box. Let them. But ‘better health care’ that doesn’t mean all Canadians must consider staying at work longer. Many may wish to enjoy their good health while expanding their garden, or while doing one of the other 4,367,891 other worthwhile activities.

While readers check the veracity of my figures (I.e., is it “4,367, 892 better things to do” or some other huge number?), I’ll prepare a comment about Greasy Factoid 3.

More to follow.

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Please click here to read 2,012 Challenges in Modern Times PT 1

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Wednesday, November 30, 2011

Newspaper Clippings: “Canadian wages keep falling”


[Canadian workers are failing to keep up with the rising cost of living as real wages continue to fall dramatically, new data from Statistics Canada shows. Nov. 25, Metro]

Average weekly earnings for non-farm payrolls fell in September. Many already know that.

When the “3.2 per cent inflation rate for the month is taken into consideration, the drop in real wages was more dramatic.” (Metro) Many already know that.

Many also know Canada’s unemployment rate is hovering around 8 per cent, with my home region of London suffering 9 per cent rates. Many know that because of the high rate of under-employment, low wages associated with part-time employment and lack of reliable full-time jobs with some semblance of benefits, the true unemployment rate is double or triple the reported number.


["I'd like something smaller than a Falcon, please."]

What many do not know is if governments and businesses have plans to create an alternative economy to the unsustainable, market-first, high-production-of-wasteful-goods model that is faltering in most countries of the world at present, and that will continue to do so into the future as easy, cheap oil disappears.

May I suggest The Small Economy, based on the culture of small (rather than the culture of big)? May I suggest the building of small houses (900 sq. ft. and smaller, not larger) and accompanying smaller-scaled appliances and furnishings, small vehicles (e.g., a three-wheeled, enclosed scooter with a small bed in the back for groceries) and necessary smaller-scaled parts and accessories, and small, energy-efficient apartments close to the downtowns of cities to save on fuel and infrastructure costs. (I’ll take a one-bedroom on the fifth floor - close to Gambrinus - as soon as it’s ready!)

Don’t hold your breath waiting for governments or corporations to promote The Small Economy or the culture of small. But - as real wages continue to shrink - prepare for it nevertheless.

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Please click here for more reasons to adopt the culture of small.

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Friday, November 25, 2011

One of life’s little mysteries

I’m not going to say a thing.

I’m just going to share two very small items.

First, a small clipping I found on the floor under a side table in the room where I read my daily paper. Whatever I was going to say about it exactly escapes my mind, so I’ll just say nothing.


[London Free Press item from Sept. 28: photo GH]

And second, yesterday I mentioned the following statement in a post re one of my columns from 2003:

Canadian food banks assisted 295,228 people in 2002. Ontario’s food banks accounted for 40% of that total. 35 - 40% were children. (London Food Bank, Decade report)

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Please click here for more related to food matters.

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Thursday, November 24, 2011

Are we expert enough to right our wrongs?

[“Humpty Dumpty sat on a wall. Humpty Dumpty had a great fall...” Mother Goose, 1803]

Perhaps we’ve listened to experts about the economy for too long.

I feel the mighty have fallen. And some mighty men and once mighty systems seem to be in free fall.

Consider the following from Death of the Liberal Class by Chris Hedges:

Alan Greenspan, the former head of the Federal reserve Board, once treated with reverential deference by the power elite and the liberal class, announced in 2008, “I made a mistake in presuming that the self-interest of organizations, specifically banks and others, were such that they were best capable of protecting their own shareholders and their equity in their firms.”

Greenspan exposed the folly of the liberal experts and economists, who had promoted a baseless belief in the power of free markets to self-regulate and solve the world’s problems. In holding up what amounts to a strenuously defended utopianism, these leaders ignored three thousand years of economic and human history to serve a corporate ideology.

All the promises of the free market have turned out to be lies.
(pg. 153 - 154)

And still, we place profit ahead of people in the hopes of shared wealth. We place the economy ahead of our environment and leave reparations to future generations.We place unsustainable lifestyles now ahead of a sustainable future for our children and grandchildren. And there are many signs we are not clever enough to see or right our wrongs.

Proponents of the free markets and globalization still rule the media.


[Link to images by Rene Milot]

Chris Hedges writes, “The New York Times columnist Thomas Friedman, a cheerleader for the Iraq war and globalization, became the poster child for the new class of corporate mandarins. And although Friedman was disastrously wrong about the outcome of the occupation, as he was about the effects of globalization, he continues, with a handful of other apologists, to dominate the airwaves.” (pg. 142)

As well, many North American political leaders are stymied, stuck in their ‘business as usual’ ways or just plain stupid.

Under the headline ‘U.S. lawmakers abandon deficit cutting efforts’ in Tuesday’s London Free Press I read the following:

...The admission of defeat by Republicans and Democrats on a 12-member congressional "super committee" is likely to cement perceptions among voters and investors that politicians are too divided to tackle trillion-dollar budget deficits and a national debt that now is roughly equal to the U.S. economy.

President Barack Obama has kept his distance from the talks, choosing instead to emphasize a job-creation package that has been blocked by Republicans. He said Republicans had scuttled the talks by refusing to consider tax hikes on the wealthy.
[Link to full article here]

Doesn’t it seem that there’s no end to the difficulties that strangle the U.S’s chance to move forward?


["GH mantra: Reduce spending, pay down debt, save money"]

And while that is going on, in Canada, our own Prime Minister shuffles about the globe hoping to find buyers of the costly crude that is squeezed - not gently, in more ways than one - from his beloved Alberta Tar Sands, a deep dark hole where reasonable environmental standards and thoughts of a healthy, sustainable future go to die.

Our experts are falling and failing, it seems to me.

Over 200 years ago people were entertained my Mother Goose and learned the fate of one poor egg that fell off a wall.

“... All the king's horses and all the king's men
Couldn't put Humpty together again.”

Today’s experts may think otherwise, but we may suffer the same fate soon with our belief in free markets, globalization, and unsustainable lifestyles.

It’s time for breakfast. I’m thinking... omelette.

***

Please click here for information about Catch-44 and the progress trap.

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Wednesday, September 14, 2011

Live Small and Prosper PT 1: “I love my three-wheeled truck”


I haven’t bought a three-wheeled truck yet but already I love it and I’m not one to toss out “I love something” very often.

(When’s the last time you heard me say “I love this” or “I love that?” Get back to me. Sorry, I digress).

When I buy one I’d like it to be ‘Made in Canada’ and have no more than a 500cc engine. Monthly savings on fuel will help pay for the truck and I really love that idea.

I recently read that the average Canadian spends “$269 a month on costs related to working out of the home.” I’m retired but play hockey twice a week and take the occasional trip downtown. I bet my monthly expenses will be under $50. Oh, I love that already!

Of course, I realize most cars, even small ones like the new Fiat 500, will be bigger than my three-wheeled truck but I love that too. I’ll be a rebel every which way.

“What is it you’re driving?” someone will surely ask.

“It’s a three-wheeled truck. I’m a rebel,” I’ll say.

Oh, I can hardly wait until I can say that to somebody.

More to follow.

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Please click here for more of the Live Small theme.

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Tuesday, August 23, 2011

Series of Significance: Catch-44, the progress trap and the greedy monkey

[The following five posts were originally published separately in November and December 2010. With unemployment in the US and my own city at 9%-plus and another recession on the horizon (coming soon to a region near you), the message is particularly timely. The posts are now collected in one place for your convenience. No extra charge.]

PT 1 Catch-44, the progress trap and the greedy monkey

I recently discovered that the term Catch-44 is pretty popular.

(By ‘recently’ I mean within the last few hours.)

Not only have I used the term twice today - thinking it was a product of my own imagination - but a Google search reveals Catch .44 is an indie crime drama filmed in Shreveport, LA., starring Bruce Willis and Forest Whitaker.

Stink. I wanted the term all to myself, just like the litre of ice-cream loaded with Smarties I found in the downstairs freezer a few days ago. (Somehow my wife knew about it!)

I like the term Catch-44 because it conjures up memories of Catch-22 (a gripping book and film with later connections to the movie and TV show M*A*S*H).

Feelings that I would describe as Catch-44-ish come up almost every day. Sometimes early in the morning before I’m even out of bed.

I used the term first while describing our predicament with rising costs - and not just related to hydro, which much on the minds of many Ontarians.

I said:

“Because no government is effectively encouraging the move toward smaller cars, homes and lifestyles, our roads will continue to support more cars per capita (and the related expense), our homes will continue to grow and demand more energy and production of household goods, and the associated costs of our lifestyle will increase."

It’s a Catch-44, which is twice as shocking and frustrating as a Catch-22 and any hydro bill.

I elaborated a bit on my use of the term in a later post when I said, “In other words, we’re in a Catch-44, a bad trap, twice as bad as a Catch-22. We’re building and paving roads today that we’ll never repair or replace in the future as far as present home owners are concerned, because they’ll be dead.”

Now, where did I get the idea that we’re in a bad trap?

Stay tuned.

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PT 2 Catch-44, the progress trap and the greedy monkey

The popular term Catch-44 not only conjures up memories of Catch-22 (a gripping book and film with a M*A*S*H connection) but infers there are troubles that are twice as bad.

I also relate Catch-44 back to another term - a progress trap. Illustrative examples are found in the book A Short History of Progress by Ronald Wright (see Read This, right margin).

In it he writes:

“Since the early 1900s, the world’s population has multiplied by four and its economy - a rough measure of the human load on nature - by more than forty. We have reached a stage where we must bring the experiment under rational control, and guard against present and potential dangers,” (pg. 31) i.e., lest we fall into a progress trap.

“We have already caused so many extinctions that our dominion over the earth will appear in the fossil record like the impact of an asteroid... a bad smell of extinction follows Homo sapiens around the world.”


["Asteroids - like the blunt fist of mankind"]

In Chapter 2 he reveals “what we can deduce from the first progress trap - the perfection of hunting, which ended the Stone Age - and how our escape from that trap by the invention of farming led to our greatest experiment: worldwide civilization. We then have to ask ourselves this urgent question: Could civilization itself be another and much greater trap?”

What a great question.

The book is a real page turner.

I highly recommend it, but don’t expect a happy ending a la Walt Disney, e.g., Snow White and the Seven Dwarfs.

The tone of the book is reflected in Wright’s thoughts about some of the roots of modern civilization.

“From ancient times until today, civilized people have believed they behave better, and are better, than so-called savages. But he moral values attached to civilization are specious: too often used to justify attacking and dominating other, less powerful, societies. In their imperial heyday, the French had their “civilizing mission” and the British their “white man’s burden” - the bearing of which was eased by automatic weapons. As Hilaire Belloc wrote in 1898: “Whatever happens, we have got / The Maxim gun, and they have not.” Nowadays, Washington claims to lead and safeguard “the civilized world,” a tradition in American rhetoric that began with the uprooting and exterminating of that country’s first inhabitants.” (pg. 33)

So, about that first progress trap mentioned earlier...

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PT 3 Catch-44, the progress trap and the greedy monkey

About an early progress trap Ronald Wright writes the following:

“Modern hunter-gatherers - Amazonians, Australian Aboriginals, Inuit, Kalahari bushmen - are wise stewards of their ecologies, limiting their own numbers, treading lightly on the land.”

I know, you’re already ahead of me. You’ve deduced that early man did not tread lightly, were not good stewards. You may also have jumper farther ahead to modern day, our wastefulness, the corner we have painted ourselves into quite nicely.

Hey, not so fast.


["Are we nothing more than a greedy monkey?": photo by GH]

Wright continues:

“It is often assumed that ancient hunters would have been equally wise. But archaeological evidence does not support this view. Palaeolithic hunting was the mainstream livelihood, done in the richest environments on a seemingly boundless earth.”

Stop it. Already you’re thinking about how unwisely modern corporations have decimated the seemingly boundless forests and salmon stocks in the NW region of the US, aka ‘the Pacific North-west.' Let Wright finish.

“(Palaeolithic hunting was) done, we have to infer from the profligate remains, with the stock-trader’s optimism that there would always be another big killing just over the next hill. In the last and best-documented mass extinctions - the loss of flightless birds and other animals from New Zealand and Madagascar - there is no room for doubt that people were to blame. The Australian biologist Tim Flannery has called human beings the “future-eaters.” Each extinction is a death of possibility.”

Okay, it’s my turn to openly reflect on a related matter.

This from an essay I read last night from a book entitled Moral Ground (K.D. Moore, M.P. Nelson):

“We are indeed experiencing the greatest wave of extinctions since the disappearance of the dinosaurs,” said Ahmed Djoghlaf, head of the UN convention on biological diversity. “Extinction rates are rising by a factor of up to 1,000 above natural rates. Every hour, three species disappear. Every day, up to 150 species are lost. Every year, between 18,000 and 55,000 species become extinct,” he said. “The cause: human activities.”

Sorry, I digress.

Wright says:

“So among the things we need to know about ourselves is that the Upper Paleaolithic period, which may well have begun in genocide, ended with an all-you-can-kill wildlife barbecue. The perfection of hunting spelled the end of hunting as a way of life. Easy meat meant more babies. More babies meant more hunters. More hunters, sooner or later, meant less game. Most of the great human migrations across the world at this time must have been driven by want, as we bankrupted the land with our moveable feasts... the hunters at the end of the Stone Age were certainly not clumsy, but they were bad because they broke rule one for any prudent parasite: Don’t kill off your host.”

“As they drove species after species to extinction, they walked into the first progress trap.”

“Some of their descendants - the hunter-gatherer societies that have survived into recent times - would learn in the school of hard knocks to restrain themselves.”

Question: Does modern man restrain himself?

Wright concludes:

“But the rest of us found a way to raise the stakes: that great change known to hindsight as the Farming or Neolithic “Revolution.”

And how is that going for us?

We’re inflicting other progress traps upon ourselves.

Now we’re burning rain forests to plant soy for beef cattle.

Now we’re stripping ancient forests in the Pacific NW - at the same time destroying salmon stocks - to send raw wood and jobs to Asia.

Your turn.

Do you know of other examples of Catch-44s, other progress traps?

Are we nothing but greedy monkeys?

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PT 4 Catch-44, the progress trap and the greedy monkey

You may wonder where “the greedy monkey” fits in when encountering the title to my posts.

Well may you ask, as per the conclusion to PT 3, “Are we nothing but greedy monkeys?”

No, I say. We're worse.

And from an anthropomorphic point of view, I even think any self-respecting monkey would agree with me.

Though monkeys are greedy, they will never be as greedy as humankind. Though easily trapped because of their greed, their weakness is a mere nothing in comparison to our own.

For example, all one requires to catch a monkey in some regions of the world are the following materials:

A wooden stake,

a length of rope,

a hollowed out coconut shell with a 1-inch hole,

a few sweet candies.

Then follow the following instructions:

Drive the stake into the ground,

attach the stake securely to one end of the rope and the coconut to the other,

toss the candies into the coconut,

and wait for a greedy monkey.

What will happen once a monkey smells the sweets?

It will reach inside the hole and grab them. And when approached by the trap-setter, it will make a tight fist around the candies and attempt to flee.

However, can you see the monkey’s problem?

Its fist, full of candy, will now be larger than the 1-inch hole, and it can only escape from being caught by releasing its treasure.

Any greedy monkey will soon find itself inside a cage or soup pot. Many do. They are too greedy to release the prize and are held in place by their own hand.

Greed may cost the monkey its life, but the level of greed demonstrated is a mere nothing to that shown by humankind in many instances, because our collective greed can lead not just to the loss of one life but many, and to the extinction of many plant and animal species at the same time.

We know that modern man can barely restrain himself in the use of earth’s resources. Sustainable use of water, land, trees, minerals, fuels and multiple food sources is not practiced.

Though through the centuries humankind has moved from hunting and hunting-gathering to (predominantly) farming because of progress traps (we hunted so well many types of game were hunted to extinction), we’re inflicting other progress traps upon ourselves as we extensively farm around the world.

I wrote in an earlier post, “Now we’re burning rain forests to plant soy for beef cattle.”

About life on the largest scale, A Short History of Progress presents the following:

“Richard Alley points out what should be obvious: humans have built a civilization adapted to the climate we have. Increasingly, humanity is using everything (e.g., renewable and non-renewable resources) this climate provides... (and) the climate of the last few thousand years is about as good as it gets.” (pg. 52)

Ronald Wright continues:

“(Climate) change is not in our interest. Our only rational policy is not to risk provoking it. Yet we face abundant evidence that civilization itself, through fossil-fuel emissions and other disturbances, is upsetting the long calm in which we grew. Ice sheets at both poles are breaking up. Glaciers in the Andes and Himalayas are thawing (we now know that Canada’s north and Greenland are loosing their ice layers quickly); some have disappeared in only twenty-five years. Droughts and unusually hot weather (Canada has experienced its hottest year on record) have already caused world grain output to fall or stagnate for eight years in a row. During the same eight years, the number of mouths to feed went up by 600 million.”

“Steady warming will be bad enough, but the worst outcome would be a sudden overturning of earth’s climatic balance - back to its old regime of sweats and chills. If that happens, crops will fail everywhere and the great experiment of civilization will come to a catastrophic end.”

“In the matter of our food, we have grown as specialized, and therefore as vulnerable, as a sabre-toothed cat.”

Talk about your Catch-44, your progress trap, your greedy monkey.

Will humankind suffer through vast changes associated with climate change with its greedy fist caught in a trap of its own making?

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PT 5 Catch-44, the progress trap and the greedy monkey

Being a man of few words, I was able to explain the meaning of the title in only 4 posts.

Though we will find ourselves in many predicaments in the near future, the greatest will be because of climate change. Our role in our own demise is now and will be indisputable.

Catch-44, progress trap, greedy monkey and countless other terms, I’m sure, will be used to describe our inability to solve a solvable problem.

It seems, though “our only rational policy is not to risk provoking it” (i.e., the near-perfect climate in which 6.7 billion of us live), we poke it with a sharp stick - our motive relates to greed in many instances - at almost every opportunity.

I concluded Pt 4 by asking, “Will humankind suffer through vast changes associated with climate change with its greedy fist caught in a trap of its own making?”

Though I said ‘no’ when wondering aloud if we are like a greedy monkey (we are far worse than any monkey), I say ‘yes’ to the above.

Consider humankind’s carbon emissions related to its pursuit of what many call the essentials of life, i.e., food, clothing and shelter, as well as a few systems upon which we have grown dependent, i.e., transportation, communication and recreation. (There are others, of course. There is no end to our pursuits).

About Canada I would say the following:

On average, bellies are getting bigger. Unnecessarily so.

Closets are getting bigger. Unnecessarily so.

Homes are getting bigger. Unnecessarily so.

The number of cars per capita is growing. Comfort and convenience wins over conservation.

The number of electronic communication devices is growing. Convenience wins again.

The number of recreational opportunities is growing, though almost no one plays checkers anymore.

Related carbon emissions are growing.

According to recent news, ‘countries that signed (the Kyoto Protocol in 1997) were supposed to cut their emissions from 1990 levels, but Canada’s have risen 24%.’ (Dec. 7, London Free Press)

The Canadian government allows emissions to grow.

So do so many other governments on planet Earth. So, climate change advances. Total calories, cotton shirts, square feet per person, cars, cells and play times advance further.

Will we slow the amassing of material goods for the sake of the present and any future generations?

Not at this time. Methinks our greed will not allow it.

Catch-44. Progress trap. Greedy monkey. All apply.

We may be at the point when only a series of major economic set backs or environmental disasters will force us to release our tight grip on a multitude of sweet treasures of so little value when compared to life itself.

Intriguing times we live in, are they not?

***

Saturday, August 20, 2011

Series of Significance - Warren Buffett, pay more taxes

The following three posts were initially published separately beginning on August 16. I will repeat them here - while eating a gourmet hotdog lunch - for your convenience. No extra charge. gah

The Way We Live PT 1: Leftovers and one gourmet hot dog

[“Warren Buffett (one of the world’s three richest men) has touched a national nerve.” (He) “has taken to the pages of the New York Times to call for higher taxes - yes, higher taxes - for himself and his well-off peers.” Aug. 16, London Free Press]

If you are having leftovers for lunch and have an extra spot at the table then I’m your man. I like leftovers.

If I like something the first time, I like it even more the second time. On the third day my slow-cooker Irish stew tastes magnificent.

I relish eating food before it’s wasted and tossed, and believe me when I say a lot of stuff is wasted in North America.

Thomas M. Kostigen writes, “The average-sized house in a temperate climate can fully provide enough water to its inhabitants purely from the rainwater that falls on its roof. The sun provides in one second enough energy to power the entire US population for nine million years, yet we harness less than 1 percent of its energy. The third most common refuse at dumpsites is food.” (pg. 10, You Are Here)

You have no need now, however, to invite me for lunch. I just finished eating leftover macaroni and cheese and half a container of mashed sweet potato topped with butter and Parmesan cheese. (Just about everything I pull from the fridge tastes better with a sprinkling of Parmesan cheese, even Parmesan cheese. Sorry, I digress.)

Sure, I would have liked the sweet potato more had it been mixed with diced carrot, parsnip and turnip because I like how the vegetables compliment one another, but I can’t be choosy.

What about meat?

I don’t feel I need as much meat as I presently eat. One good gourmet hotdog every few days would do me fine and I prefer that I create the gourmet dog on my own.

Whenever I eat a restaurant meal I feel I could do better myself. I could save a whack of money and if I planned the meal right, have leftovers the next day and save even more money at the same time. Why, I’m sure there are millions of people around the world like myself who feel they would even get a tremendous amount of pleasure out of stuffing the hotdog skins themselves and not rely on a factory of some sort to help with a small, easy task.

Maybe Warren Buffett felt some of the same feelings - about eating leftovers (with relish) and creating meals - when he said the following yesterday:

“My friends and I have been coddled long enough by a billionaire-friendly Congress. It’s time for our government to get serious about shared sacrifice.”

***

Leftovers. Stuffed sausages. Shared sacrifice. Oh, it all fits together alright.

More to follow.

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The Way We Live PT 2: Warren Buffett will pay more taxes

[“City hall (London, Ontario) will tap out wallets so long as that is the path of least resistance. Let’s push back. E-mail your councillors just two words: freeze taxes!” Aug. 18, D. Steers, London Free Press]

According to the headline in the Aug. 16 issue of my local paper, ‘Buffett wants to pay more tax.’ I didn’t see that coming.

But Warren Buffett’s timing is perfect. (He strikes me as a leftovers-kinda-guy, and knows when enough is enough. He bet he doesn’t mind getting his hands dirty, stuffing his own sausages, making his own gourmet dog once in awhile. Let me know if I’m wrong.)


[“Two thumbs up! I bet Warren and Gord would like this sausage tutorial.”: photo link]

At the moment US politicians are struggling to reduce the nation’s deficit and get runaway debt under control. “Added revenue” or taxes might be one way to go as far as Buffett, one of the world’s three richest men, is concerned.

His thinking flies in the face of the common default position for a growing number of North Americans who chant, scream or push the following views:

Freeze taxes!

Cut taxes!

Cut government staff and programs!

Get government out of our faces!

Buffett’s position, that the wealthy “have it better than we’ve ever had it” and that they have an obligation to pay substantially more tax, flies in the face of a philosophy espoused by many government leaders and media pundits (not me, however, ‘cause I don’t even know what a pundit is).

Peter Worthington, media pundit of some renown, shared the philosophy recently in an article re the US deficit and debt:

“The only thing that can, or will, curb the growing national debt is productivity.”

(In other words, to bring unsustainable debt under control we must follow the business as usual path of unsustainable production and industrial growth. Now, that’s radical!)

“The answer is not raising taxes, especially if you want the economy to flourish. Yet for many politicians, raising taxes is the limit of their imaginations - especially on those they regard as “the rich.” What is often overlooked is that it is usually rich people who have the wherewithal to create jobs, and therefore become richer. In the process, American workers have also become richer.”

With 9.2% unemployment in the US, maybe the above philosophy needs a closer look. Maybe it’s time the unsustainable production game is dialed back a bit and level of taxation for the millions who can afford to pay more is dialed up a bit.

Though Republicans in the US and certain folks in Canada will continue to resist higher taxes for the wealthy, maybe some of Buffett’s words will carry some weight.

“While the poor and middle class fight for us in Afghanistan, and whilst most Americans struggle to make ends meet, we mega-rich continue to get our extra-ordinary tax breaks."

A spokesperson for one notably wealthy person (contacted by Reuters) responded to Buffett’s challenge with the following:

“George Soros says he agrees and congratulates Warren Buffett. The rich are hurting their own long-term interests by their opposition to paying more taxes.”

Whatever Buffett is up to, or whatever his motivation, I bet the subject of long-term interests - along with a few leftovers - is on his table.

More to follow.

***

Definition; pundit - learned expert or teacher. (Concise Oxford Dictionary)

Yeah, that’s not me.

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The Way We Live PT 3: Keep the long-term view on your short list

[“The rich are hurting their own long-term interests by their opposition to paying more taxes.” George Soros, Aug. 16, London Free Press]

Warren Buffett, one of the world’s three richest men, made the news the other day by saying he is willing to pay more taxes.

Whatever might Buffet’s motives be for making a statement that flies in the face of the default position of much conservative thought and desire (i.e., lower taxes, shrink government and its influence)?

Perhaps he feels patriotic, that America is facing a dark hour (or decade or two), that all must pick up their arms, bank book tightly clenched in one fist, and rescue the country.

Perhaps with pride he recalls John F. Kennedy’s words, i.e., “Ask not what the country can do for you but what you can do for your country,” and applied it to himself and the wealthiest in his country.

Perhaps in all humility he has a heart for the poor and struggling middle class. (I base this on a reported statement of Buffett’s: “While the poor and middle class fight for us in Afghanistan, and whilst most Americans struggle to make ends meet, we mega-rich continue to get our extra-ordinary tax breaks.” London Free Press)

Perhaps because he is 80-years old, wealthy enough to live in great luxury until the end of his life, i.e., in the next decade or two, he realizes better than most when enough is enough.


["Less is more. Buffett knows this, I bet": cartoon GH]

Perhaps he is taking a long-term look at his investments and realizes that if his country sinks below the water, so too will much of what he has accumulated thus far in his life.

Perhaps he sees that the system of taxation is just another way to invest in the land he loves and in the benefits he enjoys, i.e., in its infrastructure and defense and educational and health care systems and so on.

Whatever Buffett’s motives might be (all of the above and more), I’m sure he has kept both his personal and country’s long-term interests in mind, because he didn’t get to be one of the world’s richest men by not seeing the connection between the two.

I often say “live small, reduce spending, pay down debt and save money for the tough times ahead.”

Perhaps I should add “and if the tax rate for rich land owners and wealthy corporations is too low, then raise it by a few points.”

If I get caught in the expanding net, so be it.

***

I don’t know the man myself, but Mr. Buffett seems like the kind of guy who would like leftovers and one of my gourmet dogs once in awhile.

(Warren, call me anytime.)

Please click here to read more about taxes and attitudes about them.

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Series of Significance: London’s Job Summit

The following three posts about a job summit - 135 minutes long in all - first appeared starting on August 11. They are repeated here under one roof for your convenience. No extra charge. gah

London’s Job Summit PT 1: We can dig a grave. Can we climb out?

[What is London, Ontario? “It’s a low, wide city several degrees hotter than surrounding forests and farmland, built in sprawling, extravagant fashion when fossil fuels were cheap.” G. Harrison, Londoner, July 28]

Tomorrow, Mayor Joe Fontana will preside over an emergency summit involving some business leaders, politicians and interested parties that will brainstorm solutions to our city’s jobless crisis.

The mayor and many others now realize that with unemployment at 9.1 per cent, the highest rate of a major Canadian city (down 3.5% over last year with reportedly 8,300 fewer people employed than in 2010), if something isn’t done now to fill the hole we will not only appear to be standing in our own grave but making it deeper.

Unfortunately, I feel the summit will fail to reverse the grave-deepening trend if local politicians and business leaders adopt one of Mayor Fontana’s mantras, i.e., that it’s only a short-term problem, that if we can get over this jobless hump we can return to business as usual.

Fontana says we need to “get over this hump for 2011,” that he’s “not so concerned about our future, but... 9.1% (unemployment) causes us all to gasp and say in the short term, there are headwinds we are facing.”

Though I appreciate his confidence and enthusiasm, feigned or otherwise, I think we need to bear the long term in mind, especially now that the ground upon which we stand is sinking.

For several decades London has been growing far, fat and wide - in pursuit of the culture of big - on the back of cheap oil. Many citizens of this fair town have made a show of prosperity with bigger properties, homes, closets, cars, pools and countless material possessions while household, provincial, national and global debt has been growing deeper.

For a dozen decades or more many cities and countries became accustomed to growing productivity on the back of finite resources, e.g., petroleum, wood and metals.

Ron Wright, in A Short History of Progress, described our prosperity in this manner:

“We in the lucky countries of the West now regard our two-century bubble of freedom and affluence as normal and inevitable... Our age was bankrolled by the seizing of half a planet, extended by taking over most of the remaining half, and has been sustained by spending down new forms of natural capital, especially fossil fuels. In the New World, the West hit the biggest bonanza of all time.”



Many citizens and businesses grew prosperous, even excessively so, and visible signs of our increasing wealth (the big houses, cars, closets, computers, etc.) became commonplace, as did associated debt.

Now, trapped by the trappings of the big lifestyle they desire and feel entitled to, many countries and cities face the long term battle of not getting buried in a grave of their own making.

Will a frozen pizza factory on the 401 bail London out? Are more companies like it the answer? Is a stimulus package that will return us to ‘business as usual’ the way to go?

I think not. The Corporation of the City of London needs to make a fundamental shift.

In my opinion, one part of the answer lies where some business minds would least expect it - inside an 800 square foot house.

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London’s Job Summit PT 2: We can dig a grave. Can we climb out?

[“The Corporation of the City of London needs to make a fundamental shift. In my opinion, one part of the answer lies where some business minds would least expect it - inside an 800 square foot house.” G. Harrison, Aug. 11]

London’s 9.1 per cent unemployment figure has spurred Mayor Joe Fontana into action.

With “his city suddenly the poster child for tough times, Mayor Joe Fontana says he wants to take stock of where we’re at and brainstorm solutions to London’s jobless crisis at an emergency summit Friday.” (London Free Press, Aug. 11)

So, today he’ll meet with local politicians and members of business and make hash, and try to find the secret to more jobs, jobs, jobs.

The entire answer may not be found inside Fontana’s meeting venue, e.g., a large community hall.

As ‘a poster child for tough times’ as well as a poster child for the culture of big, our fair city - built in sprawling, extravagant fashion when fossil fuels were cheap - may find part of the answer lies inside a very small house.

Please allow me to explain.

I don’t mean the answer lies inside my humble cottage (at 1,200 sq. ft.; exterior measurement), as if to say I’m an urban planning guru of any sort. (Urban thinker, maybe, or something that rhymes with thinker).

I mean that part of the answer to future job growth lies in making the transition to building small homes and all the small scale supplies (cupboards, furniture, appliances, heating and cooling units, cars, sheds, etc.) required to outfit them.

Think 800 sq. ft. house.


[“It’s hard to think of one. We see so few!”: photo GH]

Think small refrigerator, e.g., 8 cubic ft., and two-burner stove.

Think 25 sq. ft. (e.g., 5 ft. x 5 ft.) bathroom.


[“All tiles, in 16 sq. ft.”: Little House in a Small World]

Think small furnace and AC unit.

Think sleeping berths over chests of drawers and computer desks in multi-purpose bedrooms.

Think three-wheeled, enclosed, 500 cc scooter-mobile with 2-person bench seat and 9 sq. ft. truck bed for groceries.


[“The truck for me!”: photo link]

Then think of London as the center of the small economy, cornering the market of all things for the small household and families with sustainable pay cheques.

We have no shortage of space to build and display hundreds of small scale items.

Why, one fine looking 800 sq. ft. house - designed and crafted as a joint venture between the University of Western Ontario and Fanshawe College - will quite easily fit in the snack food section of one of London’s lovely Walmart Super Stores.

And I can think of nothing finer than a three-wheeled scooter-mobile plant to occupy part of the soon to be closed Ford Talbotville plant on the outskirts of our city.

Small.

Why, it’s never been done. Our tourism industry will likely get a substantial shot in the arm as people come from miles around to see the creation of all things related to a sustainable, live-under-your-means lifestyle.

I think my plan will work even now, but I know for certain it will work much better once the majority of Londoners, politicians and business owners realize we’ve been digging our own grave for many decades on the back of cheap oil and we have little time left to pursue business as usual before we start digging our way out.

What do you think?

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London’s Job Summit PT 3: “We can dig a grave. Can we climb out?”

[“I can think of nothing finer than a three-wheeled scooter-mobile plant to occupy part of the soon to be closed Ford Talbotville plant on the outskirts of our city.” G. Harrison, Aug. 12]

On Friday, London’s Mayor Joe Fontana, local politicians, business leaders and interested parties participated in London’s job summit.

Ideas filled the air related to ways to stimulate the creation of good jobs for London, the city that is the current poster child for high unemployment in Canada. With Toronto at 8.3%, Montreal at 8 and Vancouver, Hamilton and Kitchener-Waterloo tied at 6.4%, London stands at the top of the heap with 9.1% unemployment.

According to yesterday’s issue of The London Free Press, here are but some of the excellent ideas that filled the air:

1. “politicians said times weren’t as gloomy as the high unemployment rate suggests”

(Surely then, jobs are just around the corner.)

2. “politicians pointed to developing along Hwys. 401 and 402 as a key to future plans”

(Jobs are guaranteed. Start lining up.)

3. “Mayor Joe Fontana let slip his ambition to serve a second term”

(Several really good jobs are likely going to be up for grabs. Comb your hair and brush your teeth asap for an interview.)

4. “Tory MP Ed Holder (London West) said his government had done its part...”

(Hundreds of full-time jobs are essentially on their way to London. Don’t forget to gargle.)

5. “Liberal MPPs Chris Bentley, Khalil Ramal and Deb Matthews lauded the province’s growth record...”

(Are you kidding me? You’re not hired yet?)

6. The construction trades called for more construction, home builders for more homes and realtors for a streamlined process at city hall.

(I can hear them calling now. “We want to construct! We want to build! We want to sell!” Anyone got a bag of hammers and a box of nails? Anyone? Anyone?)

By now, many of the unemployed will realize their future is in good hands and they’ll be on a job site by Monday, Tuesday at the latest.

Though my idea about turning London into the building center of all things small wasn’t mentioned (re small homes, all items that go into small homes, small vehicles, etc.), I’m not discouraged. The jobs coming down the pike (Oh, they’re inevitable. “In five years, London will be the nation’s most prosperous city,” says London’s Mayor Joe Fontana according to the Free Press, Aug. 13) will surely support London in a sustainable fashion until they can’t anymore.

Though one observer said, “This meeting was 95% chest pounding and patting on the back” (KWM) I feel we should be thankful we have chests and backs. And now, thanks to the 135-minute long job summit, we also have jobs coming out of our ears.

Mystery jobs, yes. But jobs nonetheless.

***

Please click here to read about The Culture of Small.

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Tuesday, August 16, 2011

The Way We Live PT 1: Leftovers and one gourmet hot dog

[“Warren Buffett (one of the world’s three richest men) has touched a national nerve.” (He) “has taken to the pages of the New York Times to call for higher taxes - yes, higher taxes - for himself and his well-off peers.” Aug. 16, London Free Press]

If you are having leftovers for lunch and have an extra spot at the table then I’m your man. I like leftovers.

If I like something the first time, I like it even more the second time. On the third day my slow-cooker Irish stew tastes magnificent.

I relish eating food before it’s wasted and tossed, and believe me when I say a lot of stuff is wasted in North America.

Thomas M. Kostigen writes, “The average-sized house in a temperate climate can fully provide enough water to its inhabitants purely from the rainwater that falls on its roof. The sun provides in one second enough energy to power the entire US population for nine million years, yet we harness less than 1 percent of its energy. The third most common refuse at dumpsites is food.” (pg. 10, You Are Here)

You have no need now, however, to invite me for lunch. I just finished eating leftover macaroni and cheese and half a container of mashed sweet potato topped with butter and Parmesan cheese. (Just about everything I pull from the fridge tastes better with a sprinkling of Parmesan cheese, even Parmesan cheese. Sorry, I digress.) Sure, I would have liked the sweet potato more had it been mixed with diced carrot, parsnip and turnip because I like how the vegetables compliment one another, but I can’t be choosy.

What about meat?


[How about one gourmet dog on Tuesdays and Thursdays?]

I don’t feel I need as much meat as I do. One good gourmet hotdog every few days would do me fine and I prefer that I create the gourmet dog on my own. Whenever I eat a restaurant meal I feel I could do better myself. I could save a whack of money and if I planned the meal right, have leftovers the next day and save even more money at the same time. Why, I’m sure there are millions of people around the world like myself who feel they would even get a tremendous amount of pleasure out of stuffing the hotdog or sausage skins themselves and not rely on a factory of some sort to help with a small, easy task.

Maybe Warren Buffett felt some of the same feelings - about eating leftovers (with relish) and creating meals - when he said the following yesterday:

“My friends and I have been coddled long enough by a billionaire-friendly Congress. It’s time for our government to get serious about shared sacrifice.”

***

Leftovers. Stuffed sausages. Shared sacrifice. Oh, it all fits together alright.

More to follow.

Please click here to read more about taxes and attitudes about them.

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PT 2 It’s “Another Saturday Night” and I ain’t got no money

[“Though some recent news reports ‘more that half of Canadians say they are making good progress paying down their debt’ (Aug. 9, London Free Press), the progress may not be enough to help them stay afloat.” Aug. 15, G. Harrison]

Sing it with me:

When you're weary, feeling small
When tears are in your eyes,

I will dry them all.

I'm on your side
When times get rough
And friends just can't be found,

Like a bridge over troubled water 
I will lay me down
Like a bridge over troubled water 
I will lay me down.
(P. Simon, 1969)

I think Paul Simon’s song will come to mind often in the near future when troubled waters on the horizon swamp the fragile boat many have boarded by taking on a lifestyle bigger than their weekly pay cheque can afford.

Journalist and author Gwynne Dyer addresses actual water woes - linked to financial problems I touched on in PT 1 - that are building up behind a weakening dam in his most recent column ‘Food supply depends on water supply’ and we should all take note.

[Please click here to link to Dyer’s article.]

Financial problems will likely sink many families soon, but water and subsequent food troubles will sink whole countries.


Dyer mentions more than water and food bubbles that will one day burst. He says, “There is the Chinese real-estate bubble, the biggest in history, which may take the whole world economy down with it when it bursts.” But then he adds, ominously, “But nothing compares with the food bubble.”

Okay, my interest was piqued.

Some highlights follow:

the average world price of grain soared by 71% in the last year

it’s a catastrophe for poor countries, not a catastrophe for some in rich countries who spend 10% or less of income on food supplies

climate change and water constraints will eventually make the situation more serious

water and food bubbles envelop and will affect everyone and their wallets and purses negatively


Some readers may be old enough to recall a food price crisis in the early 1970s and that “the problem was quickly solved by the famous Green Revolution, which hugely increased yields of rice, wheat and corn.”

And today some might be lulled into thinking that for every problem there will be a technological solution, so why worry.

There are drawbacks to that kind of thinking.

About the earlier food price crisis Dyer says, “The only drawback was that the Green Revolution wasn’t really all that green. Higher-yielding strains of familiar crops played a part in the solution, certainly, but so did a vastly increased use of fertilizer: global fertilizer use tripled between 1960 and 1975.”

Dyer perhaps assumes we know that depending on vast amounts of fertilizer is very short-sighted so goes on to his main point - future water shortages and food crises. But many don’t think about fertilizer, especially when roast beef is on sale at $2.99 per pound.

Here are a few highlights about fertilizer from ‘The Omnivore’s Dilemma by Michael Pollan:

“When humankind acquired the power to fix nitrogen (and thereby produce fertilizer), the basis of soil fertility shifted from a total reliance on the energy of the sun to a new reliance on fossil fuel.” (pg. 44)

“...synthetic fertilizer opens the way to monoculture, allowing the farmer to bring the factory’s economies of scale and efficiency to nature... fixing nitrogen allowed the food chain to turn from the logic of biology and embrace the logic of industry. Instead of eating exclusively from the sun, humanity now began to sip petroleum.” (pg. 45)

“When you add together the natural gas in the fertilizer to the fossil fuels it takes to make the pesticides, drive the tractors, and harvest, dry, and transport the corn (more than half of all synthetic nitrogen made today is applied to corn), you find that every bushel of industrial corn requires the equivalent of between a quarter and a third of a gallon of oil to grow it - or around fifty gallons of oil per acre of corn. (Some estimates are higher.)”

“Put another way, it takes more than a calorie of fossil fuel energy to produce a calorie of food... ecologically this is a fabulously expensive way to produce food (especially for beef @ $2.99 per pound) - but ‘ecologically’ is no longer the operative standard. As long as fossil fuel energy is so cheap and available, it makes good economic sense to produce corn (and many other foods) this way.”


Fertilizer. Fossil fuels. Food. The interconnection in modern times is guaranteed. The cheap price of food is not. As long as we rely on factory scale farms where production is driven by oil, the price of oil will determine the price of food.

Today, with the price per barrel at $86.05 (a real deal when compared to the price of $105 just a few months ago), and nations around the world scrambling to find new sources in more hard to reach places, the price of food will only go up.

Then there’s Dyer’s water issues.

More to follow.

***

Please click here to read PT 1 It’s “Another Saturday Night” and I ain’t got no money.

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Saturday, August 6, 2011

The Culture of Small: One day, I’ll own a smaller fridge

[“My mom would occasionally look in the freezer to see if there was anything there she could use for supper. As I recall, the freezer was only big enough for two ice cube trays and half a bag of Birdseye frozen peas. So, not much help there.” A recollection from 1959 - G. Harrison]

One day, I’ll own a smaller fridge

Positive news.

76% is reportedly “the amount an ENERGY STAR appliance can save a household in energy costs over the course of an appliance’s lifetime, according to the Bosch Green Machine Index.” (Aug. 4, London Free Press)

Sounds good. I tip my hat in the direction of ENERGY STAR.

But we may be wasting the advantage of making things run more economically. I mean, have you seen the size of refrigerators lately? A friend has a fridge with a pull-out freezer the size of a small nation.

What? Is a food shortage coming?


[“My mom’s fridge was never this full!”: photo and story link]

We may be wasting the advantage of making appliances more energy efficient in much the same way we wasted more efficient home construction methods by increasing the square footage of the average house. “Build it better, then bigger, so we can fill it with more stuff” must be our motto in North America.

76%. Advantage wasted.

Because my wife and I live less than two blocks away from a grocery store (one that will keep things frozen for us until the time we actually need them), I think there will soon come a day when we can get by with a fridge one third the size of our current ENERGY STAR model.

But, does any company make them in such a small size, with a freezer that would accommodate a couple of ice cube trays and a few pork chops?

***

Deforest City should become a leader in all things small.

Please click here for more cool thoughts about refrigerators.

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Saturday, July 16, 2011

Climate Change Concerns: Will we be swamped by rising costs by 2045?

[$60 Billion - “The cost to insurers of natural disasters in the first half of this year, including the earthquake and tsunami in Japan, according to Munich Re (insurance company). That’s five times the average since 2001.” July 13, London Free Press]

Should we sit up and take notice, change our way of life and adopt a smaller lifestyle because the cost to insurers due to weather-related damage is increasing rather quickly?

I would say, “We need more information. I mean, 60 B doesn’t sound like a huge problem. That's less than 10 bucks per person on Earth. Surely we can scrape up that much.”

Dr. R. Nielsen writes the following:

“Only a small percentage of the losses are covered by insurance, but someone has to pay for them. E.g., only 34 per cent of Australia’s weather-related losses in 1998 were covered. In that year only 29 per cent were insured on the continent of America, 27 per cent in Europe, 7 per cent in Africa, and 4 per cent in Asia.” (pg. 103, The Little Green Handbook)

In other words, when we read that the 2011 earthquake and tsunami cost insurers 60 B, the actual cost to the population was much higher. More than 10 bucks per capita.

Nielsen would agree, and writes, “According to Munich Re... losses per decade increased from $86 billion for 1980 - 89 to $474 billion for 1990 - 99... global weather-related losses covered by insurance increased from $26.2 billion for the 1980 - 89 decade to $123.5 billion for 1990 - 99. These data show that, on average, only 26 per cent of weather-related losses were insured.”


["Curves cross in 2045. What to do?": photo GH]

So, should we sit up, adopt a smaller lifestyle asap because the cost of weather-related damage is increasing rather quickly, or just let things ride as we usually do?

Dr. Nielsen writes, “If global income is substantially greater than the losses, and if it increases at least as fast as the losses, we have nothing to worry about. There will always be enough money to repair the damage.”

My spider senses warn me there is another shoe about to drop.

He continues: "...the prospects are not encouraging, because the losses are increasing much faster than income. As we have seen, global weather-related losses per decade increased... 450 per cent in the last two decades of the 20th century. However, GWP (gross world product) increased... 33 per cent during the same period. GWP is still greater than the weather-related losses, but the losses are increasing much faster... the two calculated curves cross in 2045. If about that time we decide to repair the damage there will be no money left for anything else.”

That’s quite a big shoe, financial tsunami, even moral dilemma.

If Nielsen’s calculations are correct, or even close, then the answer to my original question [Should we sit up and take notice, change our way of life and adopt a smaller lifestyle?] has to be “yes.”

Live small and prosper.

***

Please click here to read more about climate change concerns.

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Monday, July 4, 2011

Do you have storage woes or down-right wars?

[“If we could just have the kitchen and a bedroom, that would be all that we need.” Julia Child, LHSP.]

[“I don’t know where you go to the bathroom, Julia, but I figure I’ll always want one of those too.” G. Harrison, July 4]

Chapter 2 of Little House on a Small Planet (LHSP) is entitled ‘Choose What You Need.’

Because many people in Canada and the US live by the credo “build or buy as much house as the mortgage company will allow” they now live in a house larger than they need, knee deep in things they once really wanted but no longer use. Let’s call the stuff what it really is - the flotsam and jetsam of the partly empty-headed North American lifestyle.

Admittedly, some are quite happy to be buried in possessions. And some are not, especially those who can’t find their way to the bathroom after drinking two cups of coffee before going to work this morning.

LHSP shares the following re a related matter, i.e., the long-term storage commitment:

The pull is great: over a billion square feet of personal, away-from-home storage space is now rented in the U.S., much of it heated and cooled. Interestingly called self-storage, this “industry” has increased forty-fold since 1960, making it larger than the music business, and economically more profitable than the movies.

(Note to self - The Transformers franchise is huge, but I should invest instead in storing other people’s stuff.)


["Do you face storage woes? Wars?"]

It fills a space about the size of 300 huge office towers, or about 100,000 city pocket parks. And much in long-term storage is never valued again... (pg. 24)

The author is right. Much that is in storage has no value, except to producers of exciting reality shows on TV, like Storage Wars and Auction Hunters, and the ‘hunters’ who make a living selling stuff that the original owner no longer remembers or enjoys or can afford to store, etc.

I’d like to share one suggestion from LHSP related to stuff in storage or in drawers or closets or boxes in the basement.

“Every year when I can’t shelve a new book or close a drawer, I am inspired to get rid of one hundred things. It’s a nice round number, and a manageable task. I number a sheet of paper from one to a hundred and begin to scout for items I can do without.” (Joyce M. Carey)

Hmmm. Recently, while decluttering, I’ve boxed up dozens of items for the Good Will or curb. Maybe I should start a list, see how long it takes to get to 100 items, discover what has value and what does not, and learn more about my choices, wants, needs.

Brilliant. Where’s a piece of paper?

***

If you make a list (“Good-bye Stuff!”) let me know.

Please click here for more about a related matter - the culture of big.

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Wednesday, June 1, 2011

Live Small: “How is our infrastructure doing?”

[“We are building roads today we will be unable to afford tomorrow.” June 1, 2011, G. Harrison]

Do we know whether we’re coming or going related to the current and future price tag on our lifestyle?

If we think extreme weather- and climate change-related expenses are climbing (extreme weather-related losses may outstrip GWP, Gross World Product, in our lifetimes), but feel safe and sound here in Deforest City, we should try to find real figures related to how much we have to pay for solid infrastructure in our city, our county, our province, our country.




["The depressions in Elmwood Ave., west of Wortley, raise doubts": photos GH]

And if we’re unable to keep up with ever-growing infrastructure costs, can we actually afford the lifestyle we’re building and enjoying?

Just the condition of roads in Deforest City make me have a few doubts.

***

Please click here for more Live Small.

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